Co-Founder & President at Tribal Credit, Aingel.ai. Board member at GDS Link. 25+ years of global banking experience. Executive VP, COO, and CIO roles at HSBC, VP at Experian, and SVP at Providian, then the 2nd largest US Visa card issuer. Founding Member of MBNA International (UK) and CIO/COO at MBNA Canada, the country’s 4th largest card business.