Harit Talwar was named executive vice president, card programs and chief marketing officer in 2008. He was executive vice president, Discover Network from 2003 to 2008. From 2000 to 2003, he was managing director for Discover’s international business. Previously, Harit held positions at Citigroup from 1985 to 2000, most recently as country head of the consumer banking division in Poland. He holds a B.A. Hons degree in economics from Delhi University in India and an M.B.A. from the Indian Institute of Management, Ahmedabad.