Overview

Gender

male

Mike Gramz is responsible for leading risk management functions at Yapstone focused on delivering innovation that provides world class risk and fraud solutions making it safe, secure, simpler and easier for our partners and customers to process transactions. Mike is a payments industry veteran spending much of his career focused on credit, fraud, loss provisioning and reserves, compliance and regulatory policy, PCI, and data security. He has over 27 years of financial services experience at such FinTech companies as Merchant e-Solutions (a Cielo company) as Chief Risk Officer and Board Director and 17 of those years at Bank of America where he was Chief Risk Officer for Bank of America Merchant Services (BAMS) and a key strategic contributor in the formation of the acquiring joint venture with First Data Corporation. As a risk executive for Bank of America over the years he was responsible for Global Corporate Banking product risk, oversaw card brand acquiring relationships, led Global Treasury Services compliance, and was accountable for all consumer and corporate compliance functions in Canada and Latin America including businesses in Brazil, Argentina, Chile, Uruguay, and Mexico.