Sonika Chandra is an executive who brings together deep knowledge and experience in both digital money transfer and payment networks. She was the Vice President, Global Head of Products at Western Union Inc., the industry leader in cross border money transfers. She is responsible for product strategy and management for the global portfolio of money transfer products. Since joining the company in 2013 she productized and launched the first partner facing platform “WUConnect” for strategic partnerships with Banks, Telcos and Fintech companies. She spearheaded company’s efforts to explore alternative money transfer mechanisms and conceived and launched key partnerships with tech/messaging giants WeChat, Viber, and Coinbase (bitcoin wallet).Previously, at Visa Inc., she led product innovation for emerging markets and launched key payment products and partnerships in India, Africa and Latin America. She led several initiatives for financial inclusion in partnership with the Governments across markets. She launched the first biometric identity based financial service in India, led expansion of Visa Network in Latin America and the go-to-market for Visa Mobile product, globally.In her current role, she heads a global organization and is responsible for strategic partnerships and products, with a goal towards driving an omnichannel customer experience through new products and solutions. She is a strong advocate for women in leadership and is on the CEO Council for driving gender equality and diversity within Western Union ranks. Sonika is passionate about connecting people with payments and is constantly exploring ways to make things simple.